Last Updated: 27 August 2026

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1. INTRODUCTION

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1.1  Welcome to the website of Persatuan Pengeluar Wang Elektronik (PPWE) [Association of E-Money Issuer (AEMI)] ("AEMI", the "Association", "we", "us" or "our"). AEMI is an industry association representing approved e-money issuers and supporting the development of a safe, sound, responsible, resilient and competitive e-money ecosystem in Malaysia.

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1.2 AEMI respects the privacy of individuals who interact with the Association and is committed to handling Personal Data responsibly and in accordance with the Personal Data Protection Act 2010 [Act 709] of Malaysia, as amended from time to time ("PDPA"), and other applicable laws and regulatory requirements.

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1.3 This Privacy Policy explains how AEMI may collect, record, hold, store, use, disclose, transfer and otherwise process Personal Data when you:

• visit or use AEMI's website ("Site");

• communicate or correspond with AEMI;

• represent an AEMI member or prospective member;

• participate in AEMI committees, sub-committees, working groups or industry initiatives;

• attend or register for meetings, conferences, seminars, webinars, training or other events;

• participate in consultations, questionnaires, surveys or research;

• provide views, comments, feedback, data or industry positions to AEMI;

• subscribe to newsletters, publications or other communications; or

• otherwise interact with AEMI.

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1.4 AEMI may also receive information relating to member companies and other organisations which may not constitute Personal Data. This Privacy Policy describes how AEMI intends to handle such information, including confidential Company Information, industry views and member positions, where appropriate.

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1.5 By providing Personal Data to AEMI, you acknowledge that you have read and understood this Privacy Policy.  Where consent is required under applicable law, AEMI will obtain the relevant consent before processing Personal Data.
 

2. DEFINITIONS
 

For the purposes of this Privacy Policy:
 

2.1 "Personal Data" - "Personal Data" has the meaning given to it under the PDPA and generally refers to information relating directly or indirectly to an individual who is identified or identifiable from that information or from that and other information in AEMI's possession or control. Personal Data may include sensitive personal data where applicable.
 

2.2 "Member" -  "Member" means an organisation admitted as a member of AEMI in accordance with AEMI's Constitution.
 

2.3 "Member Representative" -  "Member Representative" means an individual authorised by a Member to represent that Member in dealings or activities involving AEMI.
 

2.4 "Company Information" -  "Company Information" means information relating to a Member, prospective Member or other organisation which may include:

• corporate information;

• regulatory or licensing information;

• operational information;

• industry data;

• statistics;

• business practices;

• comments;

• feedback;

• views;

• concerns;

• recommendations;

• regulatory positions; and

• other information provided to AEMI for an Association, industry, policy or regulatory purpose.

Company Information may or may not constitute Personal Data. Where Company Information contains Personal Data, the Personal Data will be handled in accordance with this Privacy Policy and applicable law.
 

3. INFORMATION WE MAY COLLECT
 

Depending on how you or your organisation interacts with AEMI, we may collect the following categories of information.
 

3.1 Identification and Business Contact Information
 

We may collect:

• name;

• job title or designation;

• organisation or employer;

• department or business function;

• business address;

• email address;

• telephone or mobile number; and

• other business contact details.
   

3.2 Membership and Representative Information
 

Where you represent a Member or prospective Member, we may collect:

• your role or position within the organisation;

• information relating to your organisation's membership;

• Member Representative appointments or authorisations;

• committee, sub-committee or working group participation;

• nominations and appointments;

• meeting attendance;

• voting or governance records where applicable;

• correspondence with AEMI; and

• other information necessary for administration of AEMI's activities.
   

3.3 Company Information
 

AEMI may receive Company Information from Members or other organisations in connection with AEMI's activities. This may include:

• general corporate information;

• regulatory and licensing information;

• information concerning e-money operations or industry processes;

• aggregated transaction or operational statistics;

• information relating to fraud, scams, cybersecurity or operational resilience;

• information relating to consumer protection or consumer awareness;

• implementation issues concerning laws, regulations, standards or regulatory requirements;

• responses to questionnaires or surveys;

• information submitted for regulatory consultations;

• industry observations;

• policy concerns;

• recommendations;

• operational challenges; and

• other information relevant to AEMI's objectives.
   

3.4 Views, Comments and Positions
 

AEMI may invite Members and their representatives to provide:

• views;

• comments;

• feedback;

• recommendations;

• concerns;

• suggested approaches;

• policy positions; or

• responses to consultation questions.
   

Such information may relate to:

• proposed legislation;

• regulatory requirements;

• guidelines or standards;

• Bank Negara Malaysia consultations;

• industry practices;

• fraud and scam prevention;

• cybersecurity;

• operational resilience;

• consumer protection;

• financial inclusion;

• consumer awareness;

• implementation issues;

• industry competitiveness; or

• other matters relevant to the e-money and digital payments industry.
   

Unless AEMI expressly states otherwise, participation in such information-gathering exercises will generally be voluntary.
 

3.5 Event and Programme Information
 

Where you participate in an AEMI event or programme, we may collect:

• registration details;

• attendance information;

• organisation and designation;

• event preferences;

• dietary or accessibility information voluntarily provided;

• survey or feedback responses;

• photographs;

• video recordings;

• audio recordings; and

• other information reasonably necessary to administer the event.
   

Where photographs or recordings are intended to be used publicly, AEMI will provide appropriate notice where reasonably practicable.
 

3.6 Communications and Enquiries
 

We may collect information contained in:

• email correspondence;

• website enquiries;

• letters;

• meeting communications;

• feedback;

• complaints;

• media enquiries;

• regulatory correspondence; and

• other communications with AEMI.
   

3.7 Website and Technical Information
 

When you access the Site, certain information may be collected automatically, including:

• Internet Protocol (IP) address;

• browser type;

• operating system;

• device type;

• referring website;

• pages viewed;

• date and time of access;

• website activity;

• cookie identifiers; and

• other technical information relating to use of the Site.
   

Where reasonably practicable, AEMI may aggregate or anonymise such information.
 

4. INFORMATION AEMI DOES NOT GENERALLY SEEK TO COLLECT
 

AEMI is an industry association and does not itself operate the e-wallets or e-money products offered by its Members. Accordingly, unless specifically necessary for a lawful and clearly identified purpose, AEMI does not generally seek to collect:

• individual customer transaction records;

• customer e-wallet balances;

• customer account credentials;

• passwords;

• PINs;

• authentication credentials;

• payment card credentials;

• detailed individual payment histories;

• individual customer identification documents; or

• other unnecessary customer-level information held by Members.
   

Members and other parties should avoid providing AEMI with Personal Data, customer information or commercially sensitive information that is not reasonably required for the relevant AEMI activity.
 

5. HOW WE COLLECT INFORMATION
 

AEMI may collect Personal Data and Company Information:

• directly from you;

• directly from your organisation;

• from Member Representatives;

• through membership applications and administration;

• through committees, sub-committees and working groups;

• during meetings or industry discussions;

• through surveys and questionnaires;

• through regulatory consultations;

• through requests for comments or feedback;

• through events and programmes;

• when you correspond with AEMI;

• through the Site and cookies;

• from publicly available professional or corporate sources;

• from service providers acting on AEMI's behalf;

• from governmental or regulatory authorities; and

• from other lawful sources relevant to AEMI's activities.
   

Where provision of information is optional, AEMI will endeavour to make this clear when requesting the information.
 

6. PURPOSES FOR WHICH WE USE INFORMATION

AEMI will seek to collect and use Personal Data and Company Information only for purposes reasonably related to AEMI's objectives, functions and activities. These purposes may include the following.
 

6.1 Membership Administration
 

AEMI may use information to:

• process membership matters;

• maintain Member and Member Representative records;

• communicate with Members;

• administer membership renewals;

• manage membership fees or subscriptions;

• manage meetings;

• maintain governance records;

• administer appointments and nominations; and

• carry out other activities required or permitted under AEMI's Constitution.
   

6.2 Committees, Working Groups and Industry Initiatives
 

AEMI may use information to:

• organise committees, sub-committees and working groups;

• coordinate participation by Members;

• facilitate industry discussions;

• prepare agendas, minutes and reports;

• monitor agreed action items;

• coordinate industry initiatives; and

• support collaboration among Members.
   

6.3 Regulatory and Governmental Engagement
 

AEMI may collect, review, consolidate, analyse and use information for engagement with:

• Bank Negara Malaysia;

• governmental ministries;

• regulatory authorities;

• statutory authorities;

• law enforcement agencies; and

• other relevant public authorities.
   

Such engagement may include:

• responding to requests for industry information;

• providing industry feedback;

• participating in regulatory consultations;

• responding to questionnaires;

• discussing implementation of regulatory requirements;

• identifying industry-wide issues;

• providing information concerning industry developments;

• facilitating regulatory dialogue; and

• supporting effective and consistent implementation of applicable requirements.
   

6.4 Industry Representation
 

AEMI may use information provided by Members to:

• understand Member concerns;

• identify common industry issues;

• assess differing industry views;

• formulate industry positions;

• prepare consultation responses;

• prepare submissions;

• prepare discussion papers;

• communicate industry concerns;

• represent Members in discussions with relevant stakeholders; and

• advocate positions consistent with AEMI's objectives.
   

6.5 Research and Industry Development
 

Information may be used for:

• industry research;

• surveys;

• statistical analysis;

• development of industry standards or practices;

• operational resilience initiatives;

• cybersecurity initiatives;

• fraud and scam prevention;

• consumer awareness;

• financial literacy;

• financial inclusion;

• human capital development;

• training; and

• other activities supporting responsible development of the e-money industry.
   

6.6 Events and Communications
 

AEMI may use information to:

• organise meetings, seminars, conferences and webinars;

• process event registrations;

• communicate event information;

• issue newsletters;

• issue AEMI announcements;

• distribute industry updates;

• distribute consultation notices;

• provide publications;

• respond to enquiries; and

• maintain stakeholder relationships.
   

6.7 Website Administration
 

AEMI may use website information to:

• operate and maintain the Site;

• improve functionality;

• understand Site usage;

• maintain cybersecurity;

• detect technical problems;

• prevent misuse;

• maintain website availability; and

• administer cookies or analytics.
   

6.8 Legal, Regulatory and Governance Purposes
 

AEMI may use or disclose information where reasonably necessary to:

• comply with applicable law;

• respond to a lawful regulatory request;

• respond to a governmental or law enforcement request;

• comply with a court order;

• comply with AEMI's Constitution;

• maintain statutory or governance records;

• conduct audits;

• manage legal or compliance risks;

• establish, exercise or defend legal rights;

• investigate suspected misconduct or security incidents; or

• protect the lawful interests of AEMI or its Members.
   

7. VOLUNTARY PROVISION OF MEMBER INFORMATION
 

7.1 General Principle
 

AEMI recognises that Members may hold confidential, commercially sensitive or proprietary information. AEMI will therefore endeavour to request only information reasonably necessary for the relevant purpose.
 

7.2 Voluntary Participation
 

Unless otherwise expressly stated, providing Company Information, survey responses, comments, feedback, views or positions to AEMI will generally be voluntary. A Member may, where appropriate:

• choose not to participate;

• provide only part of the requested information;

• provide aggregated information;

• provide anonymised information;

• provide information in ranges;

• exclude unnecessary confidential details; or

• indicate that particular information should not be attributed to it.
   

7.3 Mandatory Information
 

Provision of information may be mandatory where it is reasonably required:

• by applicable law;

• by a competent regulator or governmental authority;

• under AEMI's Constitution;

• for membership administration;

• for compliance with governance requirements; or

• for another purpose expressly identified as mandatory.
   

Where reasonably practicable, AEMI will distinguish mandatory requests from voluntary requests.
 

7.4 Information Provided for a Specific Purpose
 

Where a Member provides information for a specified consultation, regulatory exercise or other defined purpose, AEMI will endeavour not to use that information for a materially unrelated purpose unless:

• the Member agrees;

• the further use is reasonably compatible with the original purpose;

• the information has been appropriately anonymised or aggregated; or

• the further use is required or permitted by applicable law.
   

8. MEMBER VIEWS AND INDUSTRY POSITIONS
 

8.1 AEMI may receive different or conflicting views from Members on regulatory, policy, operational or industry matters. AEMI may consolidate those views to develop:

• an industry position;

• a majority position;

• a summary of differing positions;

• an AEMI recommendation; or

• a response for discussion with regulators or other stakeholders.
   

8.2 Providing a view to AEMI does not necessarily mean that:

• the view will become AEMI's official position;

• all Members support that view;

• AEMI will submit the view to a regulator;

• the Member will be identified as the source of the view; or

• AEMI will advocate the position in the form originally submitted.
   

8.3 Where reasonably practicable, AEMI will distinguish between:

• an official AEMI position;

• a consolidated industry view;

• a majority Member view;

• differing Member views; and

• a position expressed by an individual Member.
   

9. AGGREGATION, ANONYMISATION AND ATTRIBUTION
 

9.1 General Approach
 

Where reasonably practicable and appropriate for the relevant purpose, AEMI will seek to use information in:

• aggregated form;

• summarised form;

• anonymised form; or

• a form that does not directly identify individual Members or individuals.
   

This approach may be used particularly for:

• industry statistics;

• benchmarking;

• regulatory discussions;

• consultation responses;

• public reports;

• research;

• industry trend analysis; and

• external presentations.
   

9.2 Attribution of Member Views
 

AEMI will generally seek to avoid identifying a particular Member as having expressed a particular view, concern or position unless:

• the Member has agreed to attribution;

• the information was expressly submitted on an attributable basis;

• attribution is reasonably understood to be part of the relevant exercise;

• identification is necessary to properly address the issue;

• the relevant regulator or authority specifically requests Member-level information; or

• disclosure is otherwise required or permitted by law.
   

9.3 Consultation Before Attribution
 

Where reasonably practicable, AEMI may consult the affected Member before externally disclosing information specifically attributable to that Member. However, prior consultation may not be possible or appropriate where disclosure is required by law, court order or a competent governmental or regulatory authority.
 

10. DISCLOSURE AND SHARING OF INFORMATION
 

10.1 General Principle

AEMI seeks to limit external disclosure of Personal Data and Member-specific Company Information. Information will generally be shared only where reasonably necessary for a legitimate and permitted AEMI purpose.
 

10.2 Persons to Whom Information May Be Disclosed
 

Depending on the circumstances, AEMI may disclose relevant information to:

• Bank Negara Malaysia;

• governmental ministries and agencies;

• regulatory authorities;

• law enforcement authorities;

• statutory authorities;

• courts or tribunals;

• AEMI's Committee;

• authorised AEMI committees or working groups;

• AEMI Members where appropriate;

• professional advisers;

• auditors;

• legal advisers;

• consultants;

• event organisers;

• technology and website providers;

• research or survey providers; and

• other service providers acting for AEMI.
   

Disclosure will be subject to the relevant purpose, applicable law and reasonable confidentiality considerations.
 

10.3 Regulatory Requests
 

Where AEMI receives a request for information from Bank Negara Malaysia or another competent regulatory, governmental or law enforcement authority, AEMI may provide information relevant to that request where it is lawful and appropriate to do so. Where reasonably practicable and legally permissible, AEMI will endeavour to:

• understand the purpose and scope of the request;

• limit disclosure to information reasonably relevant to the request;

• avoid providing unnecessary Personal Data;

• use aggregated or anonymised information where that is sufficient;

• avoid unnecessary disclosure of confidential Company Information; and

• inform or consult affected Members where appropriate.
   

Nothing in this Privacy Policy prevents AEMI from complying with a legally binding request, direction, order or obligation.
 

10.4 Sharing Between Members
 

AEMI will generally not disclose one Member's confidential Company Information to another Member unless:

• the relevant Member has agreed;

• the information has been appropriately aggregated or anonymised;

• sharing is reasonably necessary for an authorised AEMI activity;

• appropriate confidentiality safeguards apply; or

• disclosure is otherwise required or permitted by law.
   

10.5 No Sale of Information
 

AEMI does not sell Personal Data, Company Information, Member responses, Member views or Member positions to third parties.
 

11. CONFIDENTIAL AND COMMERCIALLY SENSITIVE INFORMATION
 

11.1 AEMI recognises that some information supplied by Members may be:

• confidential;

• proprietary;

• commercially sensitive;

• security-sensitive; or

• competitively sensitive.
   

AEMI will endeavour to apply reasonable safeguards appropriate to the nature of the information.
 

11.2 Where commercially or competitively sensitive information is genuinely required for a legitimate AEMI activity, AEMI may seek to reduce risks by:

• limiting the scope of information requested;

• requesting aggregated data;

• requesting anonymised data;

• limiting access to authorised persons;

• restricting onward disclosure;

• using independent advisers where appropriate;

• separating Member-specific information from general industry discussions; or

• applying other appropriate safeguards.
   

11.3 AEMI and its Members should avoid requesting, exchanging or circulating competitively sensitive information where such information is unnecessary for the legitimate activities of the Association.
 

11.4 Nothing in this Privacy Policy requires a Member to provide information where disclosure would breach:

• applicable law;

• regulatory obligations;

• competition law requirements;

• contractual confidentiality obligations;

• legal privilege; or

• other lawful restrictions.
   

12. PERSONAL DATA OF CUSTOMERS OF AEMI MEMBERS
 

12.1 AEMI is separate from its Members. AEMI does not, merely because an organisation is an AEMI Member, operate or control that Member's:

• e-wallet;

• e-money product;

• payment service;

• customer account; or

• customer database.
   

12.2 Where you are a customer of an AEMI Member, the relevant Member's own privacy notice ordinarily governs the processing of your Personal Data in connection with its products and services.
 

12.3 Questions, access requests, correction requests or complaints concerning Personal Data held by an individual Member should ordinarily be directed to that Member.
 

13. COOKIES AND WEBSITE ANALYTICS
 

13.1 The Site may use cookies or similar technologies for purposes including:

• essential website functionality;

• security;

• remembering preferences;

• understanding Site usage;

• measuring website performance; and

• improving the Site.
   

13.2 Cookies may collect information including:

• IP address;

• browser information;

• device information;

• pages visited;

• time of access;

• referring website; and

• general Site activity.
   

13.3 Where the Site uses third-party analytics or other technologies, information may be processed by the relevant service provider in accordance with its applicable terms and privacy practices.
 

13.4 You may configure your browser to reject or delete cookies, although doing so may affect certain Site functions.

Where required under applicable law, AEMI will obtain appropriate consent before using non-essential cookies.
 

14. EVENTS, PHOTOGRAPHS AND RECORDINGS
 

AEMI may take photographs or make video or audio recordings at meetings, conferences, seminars or other events. Where such recordings may be used for:

• AEMI publications;

• the Site;

• social media;

• reports;

• event publicity; or

• other external communications,
   

AEMI will provide appropriate notice where reasonably practicable and obtain consent where required under applicable law.

Individuals may contact AEMI if they have concerns regarding the use of an identifiable photograph or recording.
 

15. THIRD-PARTY SERVICE PROVIDERS
 

AEMI may engage third parties to provide services including:

• website hosting;

• cloud storage;

• information technology;

• communications;

• event administration;

• survey administration;

• professional advisory services;

• research;

• auditing; and

• administrative support.
   

Where such third parties process Personal Data on behalf of AEMI, AEMI will endeavour to require appropriate confidentiality, security and data protection safeguards.
 

16. THIRD-PARTY WEBSITES

The Site may contain links to websites operated by:

• AEMI Members;

• Bank Negara Malaysia;

• governmental authorities;

• regulators;

• industry associations;

• event organisers; or

• other third parties.
   

Such websites operate independently and may have their own privacy policies. AEMI is not responsible for the privacy, security or content practices of third-party websites solely because the Site contains a link to them.
 

17. INTERNATIONAL TRANSFERS
 

Personal Data may be transferred to, stored in or processed outside Malaysia where AEMI uses service providers, technology providers, cloud services or other facilities located outside Malaysia.  Where Personal Data is transferred outside Malaysia, AEMI will take reasonable steps to ensure that such transfer is carried out in accordance with applicable requirements under the PDPA and that appropriate safeguards are implemented where required.
 

18. SECURITY
 

AEMI will take reasonable administrative, organisational, physical and technical measures appropriate to the nature of the information under its control. Such measures may include:

• access controls;

• password and authentication controls;

• secure storage;

• cybersecurity safeguards;

• confidentiality requirements;

• restricted access;

• staff awareness;

• vendor controls;

• backup procedures; and

• incident response procedures.
   

However, no electronic transmission or storage system is completely secure and AEMI cannot guarantee absolute security.
 

19. PERSONAL DATA BREACHES
 

Where AEMI becomes aware of a Personal Data breach, AEMI will assess and manage the incident in accordance with applicable legal and regulatory requirements. Where required by applicable law, AEMI will notify:

• the relevant regulatory or supervisory authority; and/or

• affected individuals.
   

AEMI may also take appropriate steps to contain, investigate and remediate the incident.
 

20. RETENTION
 

20.1 AEMI will retain Personal Data and Company Information only for as long as reasonably necessary for the purpose for which it was collected or for legitimate legal, regulatory, governance or business purposes. Relevant considerations may include:

• membership administration;

• completion of a consultation;

• completion of a regulatory engagement;

• maintaining governance records;

• maintaining meeting records;

• maintaining formal AEMI positions or submissions;

• statutory requirements;

• accounting requirements;

• audit requirements;

• dispute management; and

• establishment, exercise or defence of legal rights.
   

20.2 Where detailed Member-level information is no longer necessary, AEMI may:

• delete it;

• securely destroy it;

• anonymise it;

• de-identify it; or

• retain only aggregated or summary information.
   

21. ACCESS AND CORRECTION
 

Subject to the PDPA and applicable law, an individual may request:

• access to Personal Data held by AEMI about them; and

• correction of Personal Data that is inaccurate, incomplete, misleading or not up to date.
   

AEMI may require sufficient information to verify the identity of the person making the request. AEMI may decline, restrict or impose conditions on a request where permitted by applicable law.
 

22. WITHDRAWAL OF CONSENT
 

Where AEMI processes Personal Data on the basis of consent, you may withdraw that consent by contacting AEMI. Withdrawal of consent:

• will not affect processing lawfully carried out before withdrawal;

• may not affect processing based on another lawful basis; and

• may affect AEMI's ability to provide certain communications, services or participation opportunities.
   

23. MEMBER REQUESTS REGARDING VOLUNTARY INFORMATION
 

Where Company Information, views, comments or positions have been voluntarily provided, a Member may contact AEMI to:

• clarify the intended use of the information;

• correct inaccurate information;

• request that information not be attributed to the Member;

• request limits on onward sharing where reasonably practicable; or

• request withdrawal of information from a voluntary consultation before a final submission has been made.
   

AEMI will consider such requests having regard to:

• the purpose of the information;

• whether the information has already been consolidated;

• whether it has already been disclosed;

• whether withdrawal would affect the integrity of a completed exercise;

• legal and regulatory obligations; and

• other relevant circumstances.
   

AEMI cannot guarantee withdrawal or deletion where the information has already been lawfully incorporated into a completed regulatory submission, governance record or other formal document.
 

24. CHILDREN
 

The Site and AEMI's activities are primarily directed towards businesses, professionals, industry participants and other stakeholders and are not intended to solicit Personal Data from children. AEMI does not knowingly seek to collect Personal Data from children through the Site except where necessary for a specific lawful programme or activity and appropriate safeguards are applied.
 

25. COMMUNICATIONS
 

AEMI may communicate with Members, Member Representatives and other stakeholders regarding:

• membership administration;

• meetings;

• regulatory matters;

• consultations;

• industry developments;

• AEMI programmes;

• events;

• newsletters;

• reports; and

• other matters reasonably connected with AEMI's objectives.
   

Where a communication is optional or promotional in nature, recipients may generally unsubscribe using the method provided in the communication or by contacting AEMI. Unsubscribing from optional communications will not necessarily prevent AEMI from sending:

• membership notices;

• governance communications;

• regulatory communications;

• meeting notices; or

• other administrative communications reasonably necessary for AEMI's relationship with the recipient or their organisation.
   

26. CHANGES TO THIS PRIVACY POLICY
 

AEMI may amend this Privacy Policy from time to time to reflect changes in:

• applicable law;

• regulatory requirements;

• AEMI's activities;

• technology;

• the operation of the Site; or

• AEMI's information-handling practices.

The latest version will be published on the Site with an updated "Last Updated" date. Where required by applicable law, AEMI will provide additional notice or obtain consent in relation to material changes.
 

27. RELATIONSHIP WITH AEMI'S CONSTITUTION
 

This Privacy Policy should be read together with AEMI's Constitution. Nothing in this Privacy Policy is intended to:

• amend the Constitution;

• alter Member rights;

• alter Member obligations;

• alter governance requirements; or

• restrict AEMI from maintaining information or records required under its Constitution.
   

Where Personal Data is processed in connection with AEMI's constitutional functions, AEMI will seek to limit processing to information reasonably necessary for those functions.
 

28. CONTACT US
 

If you have any questions, concerns, complaints or requests regarding this Privacy Policy or AEMI's handling of Personal Data, please contact:
 

Persatuan Pengeluar Wang Elektronik (PPWE) / Association of E-Money Issuer (AEMI)

Email: secretariat@aemicomm.org
 

AEMI will endeavour to consider privacy-related enquiries and requests in accordance with applicable law.

BY MY USE OR CONTINUED USE OF THE SERVICES OR ACCESS OF THE SITE, I UNCONDITIONALLY AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE AND ANY REVISION OF THE SAME HEREAFTER.