Advancing Malaysia's Payment Policy
AEMI plays a pivotal role in Malaysia's fintech ecosystem, serving as the trusted conduit between licensed e-money issuers and regulatory bodies. We provide a collective voice that ensures the industry's interests are represented at the highest levels of policy formulation.
Our advocacy work is grounded in transparency and collaboration. We work closely with Bank Negara Malaysia (BNM) and other stakeholders to develop frameworks that promote stability, encourage innovation, and protect the digital payments landscape for all Malaysians.
Current Advocacy Issues
Interoperable QR Standards
Driving the adoption of unified payment standards to ensure seamless cross-platform transactions and merchant acceptance across Malaysia.
E-KYC Framework Optimization
Advocating for more efficient digital identity verification processes that balance robust security with a frictionless onboarding experience.
Cyber Resilience Policy
Collaborating with regulators to establish industry-wide cybersecurity benchmarks that protect consumers and maintain ecosystem trust.
Cross-Border Payment Links
Supporting initiatives to link Malaysia's digital payment ecosystem with regional partners to facilitate faster, cheaper international transfers.
Resources
Publications & Submissions
Mar 2024
AEMI Response to BNM Consultation on E-Money Framework
Jan 2024
Position Paper: Enhancing Consumer Trust in Digital Wallets
Nov 2023
Policy Brief: Interoperability in Malaysia’s Payment Ecosystem
Working Groups
Dedicated committees focusing on specific technical areas, from security standards to cross-border interoperability.
Industry Webinars
Knowledge-sharing sessions featuring global experts and local pioneers exploring emerging trends and technologies.
How We Engage
AEMI facilitates continuous dialogue between regulators and the industry through structured engagement channels.
Regulatory Meetings
Regular consultations and high-level briefings with Bank Negara Malaysia and other relevant authorities.
Policy Forums
Open platforms for members to deliberate on policy impacts and formulate collective industry responses.